Sep, 30, 2025 — FAMILY FINANCIAL CREDIT UNION is a federally insured state chartered credit union headquartered in NORTON SHORES, MI with 4 branch locations and about $162.68 million in total assets. Opened 67 years ago in 1959, FAMILY FINANCIAL CREDIT UNION has about 16,695 members and employs 50 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FAMILY FINANCIAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3575 Henry St NORTON SHORES, MI 49441 |
| Phone: | (231) 733-4600 |
| Fax: | (231) 733-1631 |
| Website: | https://www.ff-cu.org |
| Branches: | 4 branch locations |
| Members: | 16,695 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61633 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $162,679,090 |
| CEO/Manager: | Deb Dietz |
| Chairperson: | Kevin Huss |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 13,469,702 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 32,883,331 |
| Unsecured Loans | 5,615,792 |
| Other Loans | 57,331,617 |
| TOTAL LOANS | 95,830,740 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -696,517 |
| Land And Building | 3,794,521 |
| Other Fixed Assets | 1,003,327 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,301,751 |
| All Other Assets | 0 |
| TOTAL ASSETS | 162,679,090 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 42,822 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,117,701 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 22,637,284 |
| Regular shares | 55,655,281 |
| All Other Shares & Deposits | 63,457,217 |
| TOTAL SHARES & DEPOSITS | 141,749,782 |
| TOTAL LIABILITIES | 143,910,305 |
| Regular Reserve | 0 |
| Other Reserves | -377,444 |
| Undivided Earnings | 19,146,229 |
| TOTAL EQUITY | 18,768,785 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 162,679,090 |
| INCOME & EXPENSE | |
| Loan Income | 4,190,869 |
| Investment Income | 1,199,209 |
| Other Income | 1,168,932 |
| Total Employee Compensation & Benefits | 2,232,688 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,899,480 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 224,151 |
| Cost of Funds | 997,264 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 474,865 |
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