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ADVIA CREDIT UNION

Sep, 30, 2025 — ADVIA CREDIT UNION is a federally insured state chartered credit union headquartered in KALAMAZOO, MI with 34 branch locations and about $3.73 billion in total assets. Opened 91 years ago in 1935, ADVIA CREDIT UNION has about 194,140 members and employs 632 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 272483633
Name:ADVIA CREDIT UNION
Address:
(Main Office)
6400 W Main St
KALAMAZOO, MI 49009-9272
Phone:(844) 238-4228
Fax:
Website:https://www.adviacu.org
Branches:34 branch locations
Members:194,140
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61503
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1935
Last Audited:Jun 01, 2025
FHLB Member:Yes
Low Income Designation:No
Assets:$3,727,708,975
CEO/Manager:Jeff Fielder
Chairperson:Donna Kalmeta

Call Report

  • Credit Builder
  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 156,064,672
TOTAL INVESTMENTS 0
Loans Held for Sale 245,373
 
 Real Estate Loans 1,887,177,470
 Unsecured Loans 159,680,238
 Other Loans 898,423,802
 TOTAL LOANS 2,946,291,530
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -23,604,381
 Land And Building 61,132,126
 Other Fixed Assets 14,248,377
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 25,927,033
 All Other Assets 928,550
  TOTAL ASSETS 3,727,708,975
LIABILITIES & CAPITAL:  
 Dividends Payable 290,319
 Notes & Interest Payable 236,000,000
 Accounts Payable & Other Liabilities 39,286,578
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 1,000,000
 Share Drafts 622,213,534
 Regular shares 787,892,267
 All Other Shares & Deposits 1,689,129,407
  TOTAL SHARES & DEPOSITS 3,099,235,208
  TOTAL LIABILITIES 3,376,870,057
 Regular Reserve 0
 Other Reserves 44,186,319
 Undivided Earnings 306,652,599
  TOTAL EQUITY 350,838,918
  TOTAL LIABILITIES, SHARES, & EQUITY 3,727,708,975
INCOME & EXPENSE  
 Loan Income 128,529,070
 Investment Income 28,203,768
 Other Income 11,359,433
 Total Employee Compensation & Benefits 40,004,330
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 41,218,947
 Non-operating Income & (Expense) 3,564,410
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 9,512,152
 Cost of Funds 68,532,306
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 32,886,077
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