Sep, 30, 2025 — DOW BUCKS COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in BRISTOL, PA with 1 branch location and about $13.63 million in total assets. Opened 77 years ago in 1949, DOW BUCKS COUNTY FEDERAL CREDIT UNION has about 989 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DOW BUCKS COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 310 George Patterson Dr BRISTOL, PA 19007 |
| Phone: | (215) 785-7515 |
| Fax: | (215) 785-7872 |
| Website: | https://www.dowbucksfcu.com |
| Branches: | 1 branch locations |
| Members: | 989 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6150 |
|---|---|
| Membership Type: | Multiple common bond - Primarily chemical |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $13,625,791 |
| CEO/Manager: | Jeffrey Romano |
| Chairperson: | Arthur Younglove |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 620,620 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,136,508 |
| Unsecured Loans | 335,342 |
| Other Loans | 3,740,467 |
| TOTAL LOANS | 8,212,317 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -26,566 |
| Land And Building | 0 |
| Other Fixed Assets | 2,807 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 110,244 |
| All Other Assets | 0 |
| TOTAL ASSETS | 13,625,791 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 28 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 10,913 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 9,881,086 |
| All Other Shares & Deposits | 923,308 |
| TOTAL SHARES & DEPOSITS | 10,804,394 |
| TOTAL LIABILITIES | 10,815,335 |
| Regular Reserve | 0 |
| Other Reserves | 8,643 |
| Undivided Earnings | 2,801,813 |
| TOTAL EQUITY | 2,810,456 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 13,625,791 |
| INCOME & EXPENSE | |
| Loan Income | 319,137 |
| Investment Income | 150,051 |
| Other Income | 0 |
| Total Employee Compensation & Benefits | 125,930 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 93,062 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 16,948 |
| Cost of Funds | 203,911 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 29,471 |
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