Sep, 30, 2025 — DELAWARE COUNTY CREDIT UNION (BHCU) is a federally insured state chartered credit union headquartered in RIDLEY PARK, PA with 4 branch locations and about $261.82 million in total assets. Opened 74 years ago in 1952, DELAWARE COUNTY CREDIT UNION (BHCU) has about 8,744 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DELAWARE COUNTY CREDIT UNION |
|---|---|
| Address: (Main Office) | 501 Industrial Hwy RIDLEY PARK, PA 19078 |
| Phone: | (610) 595-2929 |
| Fax: | (610) 595-2933 |
| Website: | https://www.propellcu.org |
| Branches: | 4 branch locations |
| Members: | 8,744 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61387 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $261,824,293 |
| CEO/Manager: | Gary Golden |
| Chairperson: | Joseph M Conte |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,189,843 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 15,143,081 |
| Real Estate Loans | 163,817,972 |
| Unsecured Loans | 6,313,308 |
| Other Loans | 13,367,958 |
| TOTAL LOANS | 183,857,905 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,295,389 |
| Land And Building | 3,339,600 |
| Other Fixed Assets | 2,140,086 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,952,003 |
| All Other Assets | 0 |
| TOTAL ASSETS | 261,824,293 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 632,390 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,951,100 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 47,409,546 |
| Regular shares | 85,886,465 |
| All Other Shares & Deposits | 95,354,398 |
| TOTAL SHARES & DEPOSITS | 228,650,409 |
| TOTAL LIABILITIES | 232,233,899 |
| Regular Reserve | 0 |
| Other Reserves | -2,018,059 |
| Undivided Earnings | 31,608,453 |
| TOTAL EQUITY | 29,590,394 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 261,824,293 |
| INCOME & EXPENSE | |
| Loan Income | 8,649,810 |
| Investment Income | 971,891 |
| Other Income | 229,496 |
| Total Employee Compensation & Benefits | 3,312,628 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,525,405 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 273,384 |
| Cost of Funds | 4,228,373 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 975,208 |
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