Sep, 30, 2025 — COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in ROCKLEDGE, FL with 8 branch locations and about $1.44 billion in total assets. Opened 73 years ago in 1953, COMMUNITY CREDIT UNION has about 55,626 members and employs 187 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1030 US Highway 1 ROCKLEDGE, FL 32955-2716 |
| Phone: | (321) 690-2328 |
| Fax: | (321) 690-2509 |
| Website: | https://www.ccuflorida.org |
| Branches: | 8 branch locations |
| Members: | 55,626 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60816 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,444,981,016 |
| CEO/Manager: | Dan Kelley |
| Chairperson: | James Platman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 220,456,211 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 670,725,250 |
| Unsecured Loans | 52,024,196 |
| Other Loans | 330,046,017 |
| TOTAL LOANS | 1,052,936,049 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,777,306 |
| Land And Building | 19,955,944 |
| Other Fixed Assets | 3,509,700 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 10,027,776 |
| All Other Assets | 464,496 |
| TOTAL ASSETS | 1,444,981,016 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,373 |
| Notes & Interest Payable | 50,000,000 |
| Accounts Payable & Other Liabilities | 16,845,377 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 460,280,187 |
| Regular shares | 247,313,465 |
| All Other Shares & Deposits | 518,481,490 |
| TOTAL SHARES & DEPOSITS | 1,226,075,143 |
| TOTAL LIABILITIES | 1,292,921,893 |
| Regular Reserve | 0 |
| Other Reserves | 1,876,057 |
| Undivided Earnings | 150,183,066 |
| TOTAL EQUITY | 152,059,123 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,444,981,016 |
| INCOME & EXPENSE | |
| Loan Income | 48,869,529 |
| Investment Income | 7,648,556 |
| Other Income | 3,378,904 |
| Total Employee Compensation & Benefits | 15,601,014 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 13,332,633 |
| Non-operating Income & (Expense) | 918,965 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,984,781 |
| Cost of Funds | 24,955,453 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,860,616 |
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