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RUTHERFORD POSTAL DISTRICT EM FEDERAL CREDIT UNION

Dec, 31, 2021 — RUTHERFORD POSTAL DISTRICT EM FEDERAL CREDIT UNION is a federal credit union headquartered in VERO BEACH, FL with 0 branch location and about $6.64 million in total assets. Opened 85 years ago in 1937, RUTHERFORD POSTAL DISTRICT EM FEDERAL CREDIT UNION has about 343 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RUTHERFORD POSTAL DISTRICT EM FEDERAL CREDIT UNION
Address:
(Main Office)
4813 Overton Cir
VERO BEACH, FL 32967
Phone:(732) 987-6533
Fax:(201) 475-1839
Website:n/a
Branches:0 branch locations
Members:343
Credit Union Type:Federal Credit Union
Charter Number:2107
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1937
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$6,642,942
CEO/Manager:Howard F Bernier
Chairperson:Thomas Piazza

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 164,412
TOTAL INVESTMENTS 6,145,000
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 122,850
 Other Loans 138,445
 TOTAL LOANS 261,295
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,458
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 64,173
 All Other Assets 10,520
  TOTAL ASSETS 6,642,942
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,065
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 6,053,636
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 6,053,636
  TOTAL LIABILITIES 6,054,701
 Regular Reserve 69,592
 Other Reserves 0
 Undivided Earnings 518,649
  TOTAL EQUITY 588,241
  TOTAL LIABILITIES, SHARES, & EQUITY 6,642,942
INCOME & EXPENSE  
 Loan Income 12,802
 Investment Income 95,897
 Other Income 18
 Total Employee Compensation & Benefits 49,986
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 16,396
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -290
 Cost of Funds 100,569
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 193
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