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GOLD COAST FEDERAL CREDIT UNION

Dec, 31, 2023 — GOLD COAST FEDERAL CREDIT UNION is a federal credit union headquartered in PALM SPRINGS, FL with 4 branch locations and about $270.71 million in total assets. Opened 88 years ago in 1936, GOLD COAST FEDERAL CREDIT UNION has about 22,158 members and employs 61 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 267083336
Name:GOLD COAST FEDERAL CREDIT UNION
Address:
(Main Office)
2226 S Congress Ave
PALM SPRINGS, FL 33406-7606
Phone:(561) 965-1000
Fax:(561) 963-9320
Website:https://gcfcu.org
Branches:4 branch locations
Members:22,158
Credit Union Type:Federal Credit Union
Charter Number:967
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1936
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$270,713,971
CEO/Manager:Steven Bush
Chairperson:Clinton Butler, Jr.

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 23,826,393
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 36,870,994
 Unsecured Loans 8,911,920
 Other Loans 68,733,861
 TOTAL LOANS 114,516,775
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -483,009
 Land And Building 6,270,295
 Other Fixed Assets 3,083,104
 NCUSIF Deposit 2,415,896
 All Other Assets 0
  TOTAL ASSETS 270,713,971
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 4,053,863
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 76,042,471
 Regular shares 137,307,530
 All Other Shares & Deposits 34,475,588
  TOTAL SHARES & DEPOSITS 247,825,589
  TOTAL LIABILITIES 251,879,452
 Regular Reserve 0
 Other Reserves -8,484,094
 Undivided Earnings 27,318,613
  TOTAL EQUITY 18,834,519
  TOTAL LIABILITIES, SHARES, & EQUITY 270,713,971
INCOME & EXPENSE  
 Loan Income 4,972,259
 Investment Income 3,429,816
 Other Income 1,481,803
 Total Employee Compensation & Benefits 3,751,172
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 4,761,195
 Non-operating Income & (Expense) 14,444
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 270,425
 Cost of Funds 835,476
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,348,104
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