Sep, 30, 2025 — BELLWETHER COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in MANCHESTER, NH with 5 branch locations and about $641.47 million in total assets. Opened 105 years ago in 1921, BELLWETHER COMMUNITY CREDIT UNION has about 24,774 members and employs 91 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BELLWETHER COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 425 Hooksett Rd MANCHESTER, NH 03104 |
| Phone: | (603) 645-8181 |
| Fax: | (603) 645-8195 |
| Website: | https://www.bccu.org |
| Branches: | 5 branch locations |
| Members: | 24,774 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60747 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1921 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $641,470,775 |
| CEO/Manager: | Nathan D Saller |
| Chairperson: | Gail Garceau |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 20,007,817 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 364,374,705 |
| Unsecured Loans | 22,990,028 |
| Other Loans | 114,520,204 |
| TOTAL LOANS | 501,940,021 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,182,528 |
| Land And Building | 7,870,552 |
| Other Fixed Assets | 1,677,003 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,391,443 |
| All Other Assets | 189,221 |
| TOTAL ASSETS | 641,470,775 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 65,460,000 |
| Accounts Payable & Other Liabilities | 5,213,155 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 66,474,954 |
| Regular shares | 81,861,443 |
| All Other Shares & Deposits | 367,746,397 |
| TOTAL SHARES & DEPOSITS | 516,082,795 |
| TOTAL LIABILITIES | 586,755,950 |
| Regular Reserve | 0 |
| Other Reserves | -7,019,355 |
| Undivided Earnings | 61,734,180 |
| TOTAL EQUITY | 54,714,825 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 641,470,775 |
| INCOME & EXPENSE | |
| Loan Income | 21,247,713 |
| Investment Income | 2,776,755 |
| Other Income | 743,419 |
| Total Employee Compensation & Benefits | 7,263,780 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 6,753,355 |
| Non-operating Income & (Expense) | 18,886 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 567,858 |
| Cost of Funds | 10,949,561 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,454,353 |
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