LOWLAND CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://lowlandcu.org for more information.
Sep, 30, 2025 — LOWLAND CREDIT UNION is a federally insured state chartered credit union headquartered in Morristown, TN with 3 branch locations and about $135.90 million in total assets. Opened 73 years ago in 1953, LOWLAND CREDIT UNION has about 11,297 members and employs 33 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LOWLAND CREDIT UNION |
|---|---|
| Address: (Main Office) | 1216 E Main St Morristown, TN 37814 |
| Phone: | (423) 581-8345 |
| Fax: | (423) 581-9229 |
| Website: | https://lowlandcu.org |
| Branches: | 3 branch locations |
| Members: | 11,297 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60527 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $135,902,330 |
| CEO/Manager: | Mark Creech |
| Chairperson: | Tommy A Musser |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,151,237 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,574,769 |
| Unsecured Loans | 4,686,182 |
| Other Loans | 79,434,868 |
| TOTAL LOANS | 91,695,819 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -597,440 |
| Land And Building | 6,051,864 |
| Other Fixed Assets | 1,128,171 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,200,598 |
| All Other Assets | 612,230 |
| TOTAL ASSETS | 135,902,330 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 649,311 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 23,632,160 |
| Regular shares | 61,754,580 |
| All Other Shares & Deposits | 42,779,465 |
| TOTAL SHARES & DEPOSITS | 128,166,205 |
| TOTAL LIABILITIES | 128,815,516 |
| Regular Reserve | 0 |
| Other Reserves | -2,804,947 |
| Undivided Earnings | 9,891,761 |
| TOTAL EQUITY | 7,086,814 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 135,902,330 |
| INCOME & EXPENSE | |
| Loan Income | 3,172,819 |
| Investment Income | 322,526 |
| Other Income | 927,721 |
| Total Employee Compensation & Benefits | 1,843,261 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,906,126 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 320,000 |
| Cost of Funds | 129,635 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 439,554 |
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