Sep, 30, 2025 — ELITE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in BOURBONNAIS, IL with 2 branch locations and about $24.36 million in total assets. Opened 69 years ago in 1957, ELITE COMMUNITY CREDIT UNION has about 2,269 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ELITE COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 515 S Main St BOURBONNAIS, IL 60914-1920 |
| Phone: | (815) 933-7711 |
| Fax: | (815) 933-5802 |
| Website: | https://www.eliteccu.com |
| Branches: | 2 branch locations |
| Members: | 2,269 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60304 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $24,359,204 |
| CEO/Manager: | Suzie Bell |
| Chairperson: | Gregory H Osenga |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,267,532 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 930,020 |
| Unsecured Loans | 811,353 |
| Other Loans | 14,099,922 |
| TOTAL LOANS | 15,841,295 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -47,799 |
| Land And Building | 648,207 |
| Other Fixed Assets | 971 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 224,504 |
| All Other Assets | 0 |
| TOTAL ASSETS | 24,359,204 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,817 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 63,456 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,575,347 |
| Regular shares | 11,972,294 |
| All Other Shares & Deposits | 7,516,330 |
| TOTAL SHARES & DEPOSITS | 22,063,971 |
| TOTAL LIABILITIES | 22,130,244 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,228,960 |
| TOTAL EQUITY | 2,228,960 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 24,359,204 |
| INCOME & EXPENSE | |
| Loan Income | 746,229 |
| Investment Income | 164,541 |
| Other Income | 197,569 |
| Total Employee Compensation & Benefits | 320,995 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 436,869 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 82,889 |
| Cost of Funds | 276,723 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 70,673 |
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