Sep, 30, 2025 — JOLIET MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in JOLIET, IL with 1 branch location and about $11.31 million in total assets. Opened 62 years ago in 1964, JOLIET MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION has about 867 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | JOLIET MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 818 e cass st JOLIET, IL 60432 |
| Phone: | (815) 726-3883 |
| Fax: | (815) 726-3926 |
| Website: | https://www.jolietmunicipal.com |
| Branches: | 1 branch locations |
| Members: | 867 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16437 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,308,165 |
| CEO/Manager: | Maribel Bedolla |
| Chairperson: | Michael C Eulitz |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,041,016 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,308,244 |
| Other Loans | 5,588,389 |
| TOTAL LOANS | 6,896,634 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,150 |
| Land And Building | 0 |
| Other Fixed Assets | 6,490 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 83,237 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,308,165 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 14 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,210 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,865,370 |
| All Other Shares & Deposits | 6,240,800 |
| TOTAL SHARES & DEPOSITS | 10,106,170 |
| TOTAL LIABILITIES | 10,114,394 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,193,771 |
| TOTAL EQUITY | 1,193,771 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,308,165 |
| INCOME & EXPENSE | |
| Loan Income | 408,443 |
| Investment Income | 38,033 |
| Other Income | 5,954 |
| Total Employee Compensation & Benefits | 111,375 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 90,035 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 200,488 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 50,532 |
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