Sep, 30, 2025 — SIU CREDIT UNION is a federally insured state chartered credit union headquartered in CARBONDALE, IL with 6 branch locations and about $543.20 million in total assets. Opened 88 years ago in 1938, SIU CREDIT UNION has about 45,632 members and employs 122 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SIU CREDIT UNION |
|---|---|
| Address: (Main Office) | 1175 E Main St CARBONDALE, IL 62901-3126 |
| Phone: | (618) 457-3595 |
| Fax: | (618) 549-8640 |
| Website: | https://www.siucu.org |
| Branches: | 6 branch locations |
| Members: | 45,632 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60279 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $543,197,494 |
| CEO/Manager: | Mike Lantrip |
| Chairperson: | Christopher Sievers |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 45,301,627 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 422,250 |
| Real Estate Loans | 75,894,390 |
| Unsecured Loans | 36,319,418 |
| Other Loans | 272,968,318 |
| TOTAL LOANS | 385,182,126 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,969,551 |
| Land And Building | 11,873,107 |
| Other Fixed Assets | 1,008,900 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,580,049 |
| All Other Assets | 0 |
| TOTAL ASSETS | 543,197,494 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,326 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,242,083 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 113,397,598 |
| Regular shares | 137,132,598 |
| All Other Shares & Deposits | 225,817,665 |
| TOTAL SHARES & DEPOSITS | 476,347,864 |
| TOTAL LIABILITIES | 481,591,273 |
| Regular Reserve | 0 |
| Other Reserves | -1,235,171 |
| Undivided Earnings | 62,841,392 |
| TOTAL EQUITY | 61,606,221 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 543,197,494 |
| INCOME & EXPENSE | |
| Loan Income | 16,291,186 |
| Investment Income | 3,779,064 |
| Other Income | 3,409,006 |
| Total Employee Compensation & Benefits | 6,515,068 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,158,687 |
| Non-operating Income & (Expense) | 160,741 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,246,559 |
| Cost of Funds | 5,473,613 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,916,811 |
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