Sep, 30, 2025 — PEOPLES CHOICE CREDIT UNION is a federally insured state chartered credit union headquartered in COFFEYVILLE, KS with 1 branch location and about $6.69 million in total assets. Opened 91 years ago in 1935, PEOPLES CHOICE CREDIT UNION has about 608 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PEOPLES CHOICE CREDIT UNION |
|---|---|
| Address: (Main Office) | 402 W 12th St COFFEYVILLE, KS 67337 |
| Phone: | (620) 251-9280 |
| Fax: | (620) 251-0719 |
| Website: | https://www.mypccu.com |
| Branches: | 1 branch locations |
| Members: | 608 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60039 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Apr 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,691,318 |
| CEO/Manager: | Shelley D Cole |
| Chairperson: | Philip G Merriman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 545,954 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 373,449 |
| Other Loans | 2,648,007 |
| TOTAL LOANS | 3,021,457 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -29,675 |
| Land And Building | 13,780 |
| Other Fixed Assets | 7,429 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 53,151 |
| All Other Assets | 1,800 |
| TOTAL ASSETS | 6,691,318 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 4,401 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,861 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 711,179 |
| Regular shares | 1,415,553 |
| All Other Shares & Deposits | 2,759,013 |
| TOTAL SHARES & DEPOSITS | 4,885,746 |
| TOTAL LIABILITIES | 4,899,008 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,792,310 |
| TOTAL EQUITY | 1,792,310 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,691,318 |
| INCOME & EXPENSE | |
| Loan Income | 155,312 |
| Investment Income | 65,421 |
| Other Income | 32,823 |
| Total Employee Compensation & Benefits | 115,813 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 127,988 |
| Non-operating Income & (Expense) | -1,650 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 15,527 |
| Cost of Funds | 13,039 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -557 |
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