Sep, 30, 2025 — CREDIT UNION OF EMPORIA is a federally insured state chartered credit union headquartered in EMPORIA, KS with 1 branch location and about $39.10 million in total assets. Opened 73 years ago in 1953, CREDIT UNION OF EMPORIA has about 3,830 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CREDIT UNION OF EMPORIA |
|---|---|
| Address: (Main Office) | 2711 W 15TH AVE EMPORIA, KS 66801 |
| Phone: | (620) 342-0491 |
| Fax: | (620) 342-9589 |
| Website: | https://www.cuofe.org |
| Branches: | 1 branch locations |
| Members: | 3,830 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63319 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $39,099,819 |
| CEO/Manager: | KELLY A BROWN |
| Chairperson: | CHRISTINE PEDERSEN |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,115,850 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,315,120 |
| Unsecured Loans | 692,192 |
| Other Loans | 9,134,999 |
| TOTAL LOANS | 12,142,311 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -28,474 |
| Land And Building | 178,360 |
| Other Fixed Assets | 29,539 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 302,890 |
| All Other Assets | 0 |
| TOTAL ASSETS | 39,099,819 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 37,685 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 182,238 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,885,062 |
| Regular shares | 16,577,880 |
| All Other Shares & Deposits | 12,419,466 |
| TOTAL SHARES & DEPOSITS | 32,882,409 |
| TOTAL LIABILITIES | 33,102,332 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,997,487 |
| TOTAL EQUITY | 5,997,487 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 39,099,819 |
| INCOME & EXPENSE | |
| Loan Income | 639,616 |
| Investment Income | 538,978 |
| Other Income | 186,268 |
| Total Employee Compensation & Benefits | 302,266 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 294,570 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,900 |
| Cost of Funds | 259,826 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 508,195 |
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