Sep, 30, 2025 — INTEGRA FIRST FEDERAL CREDIT UNION is a federal credit union headquartered in POWERS, MI with 4 branch locations and about $130.80 million in total assets. Opened 78 years ago in 1948, INTEGRA FIRST FEDERAL CREDIT UNION has about 11,470 members and employs 35 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | INTEGRA FIRST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | W3803 US Highway 2/41 POWERS, MI 49874-9793 |
| Phone: | (906) 497-5229 |
| Fax: | (906) 497-5881 |
| Website: | https://www.integrafirstfcu.com |
| Branches: | 4 branch locations |
| Members: | 11,470 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5748 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $130,796,249 |
| CEO/Manager: | Mindy Brezsko |
| Chairperson: | Marc Kleiman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 13,239,160 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 32,224,789 |
| Unsecured Loans | 8,017,657 |
| Other Loans | 41,450,609 |
| TOTAL LOANS | 81,693,055 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -377,424 |
| Land And Building | 5,418,824 |
| Other Fixed Assets | 649,327 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,111,827 |
| All Other Assets | 55,705 |
| TOTAL ASSETS | 130,796,249 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 363,591 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 27,466,946 |
| Regular shares | 47,814,959 |
| All Other Shares & Deposits | 43,504,979 |
| TOTAL SHARES & DEPOSITS | 118,786,884 |
| TOTAL LIABILITIES | 119,150,475 |
| Regular Reserve | 0 |
| Other Reserves | -342,562 |
| Undivided Earnings | 11,988,336 |
| TOTAL EQUITY | 11,645,774 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 130,796,249 |
| INCOME & EXPENSE | |
| Loan Income | 3,550,868 |
| Investment Income | 828,354 |
| Other Income | 632,546 |
| Total Employee Compensation & Benefits | 1,755,527 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,007,209 |
| Non-operating Income & (Expense) | -24,271 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 310,786 |
| Cost of Funds | 713,479 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 311,226 |
| ↑ Back to Top | |