Sep, 30, 2025 — CHIVAHO FEDERAL CREDIT UNION is a federal credit union headquartered in CHILLICOTHE, OH with 2 branch locations and about $36.34 million in total assets. Opened 78 years ago in 1948, CHIVAHO FEDERAL CREDIT UNION has about 2,329 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHIVAHO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 190 N Bridge St CHILLICOTHE, OH 45601-2620 |
| Phone: | (740) 775-3381 |
| Fax: | (740) 775-7654 |
| Website: | https://www.chivaho.com |
| Branches: | 2 branch locations |
| Members: | 2,329 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5741 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $36,341,967 |
| CEO/Manager: | Laura A Roberts |
| Chairperson: | Eric Braunlin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,133,942 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,877,072 |
| Unsecured Loans | 1,470,788 |
| Other Loans | 5,118,512 |
| TOTAL LOANS | 15,466,372 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -58,661 |
| Land And Building | 1,514,206 |
| Other Fixed Assets | 146,491 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 285,369 |
| All Other Assets | 0 |
| TOTAL ASSETS | 36,341,967 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 15,000 |
| Accounts Payable & Other Liabilities | 143,864 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,721,510 |
| Regular shares | 12,072,592 |
| All Other Shares & Deposits | 12,421,178 |
| TOTAL SHARES & DEPOSITS | 31,215,280 |
| TOTAL LIABILITIES | 31,374,144 |
| Regular Reserve | 0 |
| Other Reserves | -73,138 |
| Undivided Earnings | 5,040,961 |
| TOTAL EQUITY | 4,967,823 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 36,341,967 |
| INCOME & EXPENSE | |
| Loan Income | 615,941 |
| Investment Income | 448,606 |
| Other Income | 87,977 |
| Total Employee Compensation & Benefits | 263,319 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 488,130 |
| Non-operating Income & (Expense) | 132,827 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 47,462 |
| Cost of Funds | 275,000 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 211,440 |
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