Sep, 30, 2025 — UNITED NATIONS FEDERAL CREDIT UNION is a federal credit union headquartered in LONG ISLAND CITY, NY with 3 branch locations and about $10.14 billion in total assets. Opened 79 years ago in 1947, UNITED NATIONS FEDERAL CREDIT UNION has about 260,307 members and employs 803 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED NATIONS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2401 44th Rd LONG ISLAND CITY, NY 11101 |
| Phone: | (347) 686-6660 |
| Fax: | |
| Website: | https://www.unfcu.org |
| Branches: | 3 branch locations |
| Members: | 260,307 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5588 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1947 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $10,138,522,954 |
| CEO/Manager: | Pamela Agnone |
| Chairperson: | Theresa Panuccio |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 289,529,595 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 13,120,061 |
| Real Estate Loans | 5,270,361,275 |
| Unsecured Loans | 774,752,400 |
| Other Loans | 104,176,246 |
| TOTAL LOANS | 6,149,289,921 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -48,642,079 |
| Land And Building | 82,904,549 |
| Other Fixed Assets | 8,696,555 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 75,809,338 |
| All Other Assets | 584,987 |
| TOTAL ASSETS | 10,138,522,954 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 350,109 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 60,451,408 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,363,990,136 |
| Regular shares | 4,564,324,903 |
| All Other Shares & Deposits | 3,221,372,119 |
| TOTAL SHARES & DEPOSITS | 9,149,687,158 |
| TOTAL LIABILITIES | 9,210,488,675 |
| Regular Reserve | 0 |
| Other Reserves | -30,410,895 |
| Undivided Earnings | 958,445,174 |
| TOTAL EQUITY | 928,034,279 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 10,138,522,954 |
| INCOME & EXPENSE | |
| Loan Income | 214,146,176 |
| Investment Income | 77,418,997 |
| Other Income | 33,637,581 |
| Total Employee Compensation & Benefits | 99,128,726 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 56,078,450 |
| Non-operating Income & (Expense) | 3,061,328 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 20,650,000 |
| Cost of Funds | 93,085,807 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 77,716,439 |
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