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GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2022 — GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in NEW YORK, NY with 1 branch location and about $8.62 million in total assets. Opened 86 years ago in 1936, GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION has about 1,591 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
15 Vanderbilt Ave Ste D41
NEW YORK, NY 10017
Phone:(212) 697-5367
Fax:(212) 697-9241
Website:n/a
Branches:1 branch locations
Members:1,591
Credit Union Type:Federal Credit Union
Charter Number:1059
Membership Type:Service - Transportation
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jul 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$8,618,031
CEO/Manager:Inderia Rubino
Chairperson:John Durousseau

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,205,292
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 138,967
 Unsecured Loans 1,114,147
 Other Loans 356,210
 TOTAL LOANS 1,609,324
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -27,285
 Land And Building 0
 Other Fixed Assets 16,054
 NCUSIF Deposit 73,419
 All Other Assets 0
  TOTAL ASSETS 8,618,031
LIABILITIES & CAPITAL:  
 Dividends Payable 290
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,089
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 142,266
 Regular shares 7,402,098
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 7,544,364
  TOTAL LIABILITIES 7,547,743
 Regular Reserve 0
 Other Reserves 68,256
 Undivided Earnings 1,002,032
  TOTAL EQUITY 1,070,288
  TOTAL LIABILITIES, SHARES, & EQUITY 8,618,031
INCOME & EXPENSE  
 Loan Income 46,040
 Investment Income 28,100
 Other Income 4,086
 Total Employee Compensation & Benefits 58,756
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 26,814
 Non-operating Income & (Expense) -267
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 6,069
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -17,557
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