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GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION

Sep, 30, 2021 — GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in NEW YORK, NY with 1 branch location and about $8.67 million in total assets. Opened 86 years ago in 1936, GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION has about 1,588 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
15 VANDERBILT AVE STE D41
NEW YORK, NY 10017-3815
Phone:(212) 697-5367
Fax:(212) 697-9241
Website:n/a
Branches:1 branch locations
Members:1,588
Credit Union Type:Federal Credit Union
Charter Number:1059
Membership Type:Service - Transportation
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jul 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$8,672,525
CEO/Manager:Inderia Rubino
Chairperson:John Durousseau

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,706,057
TOTAL INVESTMENTS 5,250,433
Loans Held for Sale 0
 
 Real Estate Loans 140,511
 Unsecured Loans 1,083,392
 Other Loans 394,055
 TOTAL LOANS 1,617,958
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -27,386
 Land And Building 0
 Other Fixed Assets 20,287
 NCUSIF Deposit 73,419
 All Other Assets 31,757
  TOTAL ASSETS 8,672,525
LIABILITIES & CAPITAL:  
 Dividends Payable 1,057
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 9,299
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 126,333
 Regular shares 7,365,430
 All Other Shares & Deposits 55,238
  TOTAL SHARES & DEPOSITS 7,547,001
  TOTAL LIABILITIES 7,557,357
 Regular Reserve 68,256
 Other Reserves 0
 Undivided Earnings 1,046,912
  TOTAL EQUITY 1,115,168
  TOTAL LIABILITIES, SHARES, & EQUITY 8,672,525
INCOME & EXPENSE  
 Loan Income 141,684
 Investment Income 85,319
 Other Income 12,050
 Total Employee Compensation & Benefits 169,262
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 77,834
 Non-operating Income & (Expense) -1,570
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 20,000
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -25,438
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