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GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in NEW YORK, NY with 1 branch location and about $8.96 million in total assets. Opened 85 years ago in 1936, GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION has about 1,619 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
15 VANDERBILT AVE STE D41
NEW YORK, NY 10017-3815
Phone:(212) 697-5367
Fax:(212) 697-9241
Website:n/a
Branches:1 branch locations
Members:1,619
Credit Union Type:Federal Credit Union
Charter Number:1059
Membership Type:Service - Transportation
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jul 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$8,962,494
CEO/Manager:Inderia Rubino
Chairperson:John Durousseau

Call Report

  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,282,480
TOTAL INVESTMENTS 4,933,333
Loans Held for Sale 0
 
 Real Estate Loans 142,033
 Unsecured Loans 1,065,634
 Other Loans 456,237
 TOTAL LOANS 1,663,904
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -32,521
 Land And Building 0
 Other Fixed Assets 24,520
 NCUSIF Deposit 63,649
 All Other Assets 27,129
  TOTAL ASSETS 8,962,494
LIABILITIES & CAPITAL:  
 Dividends Payable 1,851
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,808
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 158,378
 Regular shares 7,458,176
 All Other Shares & Deposits 203,770
  TOTAL SHARES & DEPOSITS 7,820,324
  TOTAL LIABILITIES 7,824,983
 Regular Reserve 68,256
 Other Reserves 0
 Undivided Earnings 1,069,255
  TOTAL EQUITY 1,137,511
  TOTAL LIABILITIES, SHARES, & EQUITY 8,962,494
INCOME & EXPENSE  
 Loan Income 47,389
 Investment Income 27,793
 Other Income 3,690
 Total Employee Compensation & Benefits 51,919
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 24,660
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 6,749
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -3,095
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