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GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2023 — GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in NEW YORK, NY with 1 branch location and about $7.11 million in total assets. Opened 88 years ago in 1936, GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION has about 1,557 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
15 Vanderbilt Ave Ste D41
NEW YORK, NY 10017
Phone:(212) 697-5367
Fax:(212) 697-9241
Website:n/a
Branches:1 branch locations
Members:1,557
Credit Union Type:Federal Credit Union
Charter Number:1059
Membership Type:Service - Transportation
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jul 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$7,108,242
CEO/Manager:Inderia Rubino
Chairperson:John Durousseau

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 182,363
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 133,375
 Unsecured Loans 1,139,823
 Other Loans 464,751
 TOTAL LOANS 1,737,949
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -14,460
 Land And Building 0
 Other Fixed Assets 2,473
 NCUSIF Deposit 72,104
 All Other Assets 0
  TOTAL ASSETS 7,108,242
LIABILITIES & CAPITAL:  
 Dividends Payable 111
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 19,675
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 86,001
 Regular shares 6,048,526
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 6,134,527
  TOTAL LIABILITIES 6,154,313
 Regular Reserve 0
 Other Reserves 68,256
 Undivided Earnings 885,673
  TOTAL EQUITY 953,929
  TOTAL LIABILITIES, SHARES, & EQUITY 7,108,242
INCOME & EXPENSE  
 Loan Income 198,025
 Investment Income 146,959
 Other Income 16,566
 Total Employee Compensation & Benefits 271,372
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 110,426
 Non-operating Income & (Expense) -5,734
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 15,008
 Cost of Funds 22,177
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -61,826
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