Sep, 30, 2025 — SUN PACIFIC FEDERAL CREDIT UNION is a federal credit union headquartered in RICHMOND, CA with 3 branch locations and about $29.57 million in total assets. Opened 80 years ago in 1946, SUN PACIFIC FEDERAL CREDIT UNION has about 1,542 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SUN PACIFIC FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1221 Nevin Ave RICHMOND, CA 94801-3123 |
| Phone: | (510) 970-1193 |
| Fax: | (510) 970-1185 |
| Website: | https://www.sunpacific.org |
| Branches: | 3 branch locations |
| Members: | 1,542 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5359 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1946 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $29,569,160 |
| CEO/Manager: | Jacqueline Uriarte |
| Chairperson: | Louise Carter |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,369,430 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,744,034 |
| Unsecured Loans | 2,835,326 |
| Other Loans | 3,499,138 |
| TOTAL LOANS | 11,078,498 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -136,082 |
| Land And Building | 0 |
| Other Fixed Assets | 6,590 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 217,561 |
| All Other Assets | 0 |
| TOTAL ASSETS | 29,569,160 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -703,433 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,480,190 |
| Regular shares | 9,630,364 |
| All Other Shares & Deposits | 8,181,143 |
| TOTAL SHARES & DEPOSITS | 24,291,698 |
| TOTAL LIABILITIES | 23,588,265 |
| Regular Reserve | 0 |
| Other Reserves | 307,771 |
| Undivided Earnings | 5,673,124 |
| TOTAL EQUITY | 5,980,895 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 29,569,160 |
| INCOME & EXPENSE | |
| Loan Income | 662,141 |
| Investment Income | 524,578 |
| Other Income | 49,045 |
| Total Employee Compensation & Benefits | 425,795 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 273,680 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 124,054 |
| Cost of Funds | 192,597 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 237,559 |
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