Sep, 30, 2025 — CEDAR POINT FEDERAL CREDIT UNION is a federal credit union headquartered in LEXINGTON PARK, MD with 6 branch locations and about $852.98 million in total assets. Opened 81 years ago in 1945, CEDAR POINT FEDERAL CREDIT UNION has about 46,980 members and employs 147 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CEDAR POINT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 22745 Maple Rd LEXINGTON PARK, MD 20653 |
| Phone: | (301) 863-7071 |
| Fax: | (301) 863-0137 |
| Website: | https://www.cpfcu.com |
| Branches: | 6 branch locations |
| Members: | 46,980 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 5234 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1945 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $852,982,527 |
| CEO/Manager: | Charles Roach |
| Chairperson: | Patricia Robrecht |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 65,401,407 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 272,164,057 |
| Unsecured Loans | 26,809,681 |
| Other Loans | 205,139,722 |
| TOTAL LOANS | 504,113,460 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,318,316 |
| Land And Building | 22,112,803 |
| Other Fixed Assets | 2,750,655 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 7,296,774 |
| All Other Assets | 0 |
| TOTAL ASSETS | 852,982,527 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 450,672 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 14,124,887 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 182,038,662 |
| Regular shares | 301,953,313 |
| All Other Shares & Deposits | 284,369,594 |
| TOTAL SHARES & DEPOSITS | 768,361,569 |
| TOTAL LIABILITIES | 782,937,128 |
| Regular Reserve | 0 |
| Other Reserves | -8,775,413 |
| Undivided Earnings | 78,820,812 |
| TOTAL EQUITY | 70,045,399 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 852,982,527 |
| INCOME & EXPENSE | |
| Loan Income | 18,463,400 |
| Investment Income | 8,507,964 |
| Other Income | 4,709,480 |
| Total Employee Compensation & Benefits | 9,988,475 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 9,445,878 |
| Non-operating Income & (Expense) | 780 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,403,480 |
| Cost of Funds | 7,049,903 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,146,223 |
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