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DELMARVA POWER SOUTHERN DIVISION FEDERAL CREDIT UNION

Mar, 31, 2022 — DELMARVA POWER SOUTHERN DIVISION FEDERAL CREDIT UNION is a federal credit union headquartered in SALISBURY, MD with 1 branch location and about $18.07 million in total assets. Opened 49 years ago in 1973, DELMARVA POWER SOUTHERN DIVISION FEDERAL CREDIT UNION has about 1,317 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DELMARVA POWER SOUTHERN DIVISION FEDERAL CREDIT UNION
Address:
(Main Office)
2530 N Salisbury Blvd
SALISBURY, MD 21801
Phone:(410) 860-6290
Fax:(410) 860-6315
Website:http://www.delmarvacreditunion.com
Branches:1 branch locations
Members:1,317
Credit Union Type:Federal Credit Union
Charter Number:21167
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1973
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$18,072,803
CEO/Manager:Theresa T Trader
Chairperson:Ronald A Molock

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,306,208
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 28,523
 Unsecured Loans 481,227
 Other Loans 2,983,470
 TOTAL LOANS 3,493,220
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -46,456
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 135,715
 All Other Assets 0
  TOTAL ASSETS 18,072,803
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 10,762
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 14,540,312
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 14,540,312
  TOTAL LIABILITIES 14,551,074
 Regular Reserve 0
 Other Reserves 227,987
 Undivided Earnings 3,293,742
  TOTAL EQUITY 3,521,729
  TOTAL LIABILITIES, SHARES, & EQUITY 18,072,803
INCOME & EXPENSE  
 Loan Income 55,446
 Investment Income 24,175
 Other Income 10
 Total Employee Compensation & Benefits 52,265
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 17,102
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 10,655
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -141
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