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DELMARVA POWER SOUTHERN DIVISION FEDERAL CREDIT UNION

Mar, 31, 2021 — DELMARVA POWER SOUTHERN DIVISION FEDERAL CREDIT UNION is a federal credit union headquartered in SALISBURY, MD with 1 branch location and about $17.69 million in total assets. Opened 48 years ago in 1973, DELMARVA POWER SOUTHERN DIVISION FEDERAL CREDIT UNION has about 1,349 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DELMARVA POWER SOUTHERN DIVISION FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 8083
SALISBURY, MD 21802
Phone:(410) 860-6290
Fax:(410) 860-6315
Website:http://www.delmarvacreditunion.com
Branches:1 branch locations
Members:1,349
Credit Union Type:Federal Credit Union
Charter Number:21167
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1973
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$17,694,197
CEO/Manager:Theresa T Trader
Chairperson:Ronald A Molock

Call Report

  • Real Estate Loans

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,660,593
TOTAL INVESTMENTS 12,472,872
Loans Held for Sale 0
 
 Real Estate Loans 62,260
 Unsecured Loans 510,027
 Other Loans 2,832,313
 TOTAL LOANS 3,404,600
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -45,356
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 135,715
 All Other Assets 65,773
  TOTAL ASSETS 17,694,197
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 11,598
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 14,194,953
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 14,194,953
  TOTAL LIABILITIES 14,206,551
 Regular Reserve 227,987
 Other Reserves 0
 Undivided Earnings 3,259,659
  TOTAL EQUITY 3,487,646
  TOTAL LIABILITIES, SHARES, & EQUITY 17,694,197
INCOME & EXPENSE  
 Loan Income 53,098
 Investment Income 41,864
 Other Income 0
 Total Employee Compensation & Benefits 67,221
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 16,756
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 13,764
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -2,429
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