Sep, 30, 2025 — NEW HAMPSHIRE FEDERAL CREDIT UNION is a federal credit union headquartered in CONCORD, NH with 2 branch locations and about $345.19 million in total assets. Opened 85 years ago in 1941, NEW HAMPSHIRE FEDERAL CREDIT UNION has about 15,302 members and employs 39 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NEW HAMPSHIRE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 70 Airport Rd CONCORD, NH 03301-5205 |
| Phone: | (603) 224-7731 |
| Fax: | (603) 224-1042 |
| Website: | https://www.nhfcu.org |
| Branches: | 2 branch locations |
| Members: | 15,302 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4746 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1941 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $345,191,599 |
| CEO/Manager: | Anthony L Emerson |
| Chairperson: | James P Fredyma |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,047,167 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 133,903,262 |
| Unsecured Loans | 2,598,995 |
| Other Loans | 113,847,631 |
| TOTAL LOANS | 250,349,889 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,035,766 |
| Land And Building | 560,857 |
| Other Fixed Assets | 232,061 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,497,023 |
| All Other Assets | 0 |
| TOTAL ASSETS | 345,191,599 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 28,000,000 |
| Accounts Payable & Other Liabilities | 1,458,466 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 35,371,137 |
| Regular shares | 112,865,195 |
| All Other Shares & Deposits | 124,917,222 |
| TOTAL SHARES & DEPOSITS | 273,153,554 |
| TOTAL LIABILITIES | 302,612,020 |
| Regular Reserve | 0 |
| Other Reserves | -652,730 |
| Undivided Earnings | 43,232,309 |
| TOTAL EQUITY | 42,579,579 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 345,191,599 |
| INCOME & EXPENSE | |
| Loan Income | 9,045,477 |
| Investment Income | 1,544,453 |
| Other Income | 382,451 |
| Total Employee Compensation & Benefits | 3,538,184 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,126,749 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 331,041 |
| Cost of Funds | 3,989,754 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,426,009 |
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