Sep, 30, 2025 — CAMINO FEDERAL CREDIT UNION is a federal credit union headquartered in MONTEBELLO, CA with 1 branch location and about $177.36 million in total assets. Opened 85 years ago in 1941, CAMINO FEDERAL CREDIT UNION has about 12,581 members and employs 35 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CAMINO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 520 N Taylor Ave MONTEBELLO, CA 90640 |
| Phone: | (323) 722-3400 |
| Fax: | (323) 887-9909 |
| Website: | https://www.caminofcu.org |
| Branches: | 1 branch locations |
| Members: | 12,581 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4633 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1941 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $177,364,967 |
| CEO/Manager: | Ernesto Flores |
| Chairperson: | Susan Tenorio |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,291,717 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 93,744,032 |
| Unsecured Loans | 12,282,277 |
| Other Loans | 23,312,963 |
| TOTAL LOANS | 129,339,271 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -731,989 |
| Land And Building | 2,607,442 |
| Other Fixed Assets | 1,259,668 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,404,839 |
| All Other Assets | 35,195 |
| TOTAL ASSETS | 177,364,967 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 113,159 |
| Notes & Interest Payable | 7,500,000 |
| Accounts Payable & Other Liabilities | 1,059,934 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 28,811,951 |
| Regular shares | 73,869,814 |
| All Other Shares & Deposits | 47,355,452 |
| TOTAL SHARES & DEPOSITS | 150,037,215 |
| TOTAL LIABILITIES | 158,710,634 |
| Regular Reserve | 0 |
| Other Reserves | -2,110,084 |
| Undivided Earnings | 20,764,417 |
| TOTAL EQUITY | 18,654,333 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 177,364,967 |
| INCOME & EXPENSE | |
| Loan Income | 5,745,212 |
| Investment Income | 509,496 |
| Other Income | 869,748 |
| Total Employee Compensation & Benefits | 2,750,885 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,799,968 |
| Non-operating Income & (Expense) | 32 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 328,726 |
| Cost of Funds | 1,117,502 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 781,144 |
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