Sep, 30, 2025 — AUSTIN TELCO FEDERAL CREDIT UNION is a federal credit union headquartered in AUSTIN, TX with 24 branch locations and about $2.54 billion in total assets. Opened 85 years ago in 1941, AUSTIN TELCO FEDERAL CREDIT UNION has about 94,184 members and employs 266 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AUSTIN TELCO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 11149 Research Blvd AUSTIN, TX 78759 |
| Phone: | (512) 302-5555 |
| Fax: | |
| Website: | https://www.atfcu.org |
| Branches: | 24 branch locations |
| Members: | 94,184 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4584 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1941 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,540,235,239 |
| CEO/Manager: | Robert Hernandez |
| Chairperson: | David A Westlund |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 154,370,204 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,128,854,399 |
| Unsecured Loans | 11,172,626 |
| Other Loans | 628,089,997 |
| TOTAL LOANS | 1,768,117,022 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,814,035 |
| Land And Building | 50,299,150 |
| Other Fixed Assets | 3,598,566 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 19,266,769 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,540,235,239 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 80,000,000 |
| Accounts Payable & Other Liabilities | 9,339,563 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 372,816,964 |
| Regular shares | 468,997,510 |
| All Other Shares & Deposits | 1,315,743,784 |
| TOTAL SHARES & DEPOSITS | 2,157,558,260 |
| TOTAL LIABILITIES | 2,246,897,823 |
| Regular Reserve | 0 |
| Other Reserves | -50,242,923 |
| Undivided Earnings | 343,580,339 |
| TOTAL EQUITY | 293,337,416 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,540,235,239 |
| INCOME & EXPENSE | |
| Loan Income | 64,929,063 |
| Investment Income | 8,799,427 |
| Other Income | 4,372,032 |
| Total Employee Compensation & Benefits | 18,499,213 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 19,426,643 |
| Non-operating Income & (Expense) | 761,841 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,150,000 |
| Cost of Funds | 35,461,366 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 8,859,102 |
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