Sep, 30, 2025 — GREENVILLE HERITAGE FEDERAL CREDIT UNION is a federal credit union headquartered in GREENVILLE, SC with 3 branch locations and about $168.71 million in total assets. Opened 85 years ago in 1941, GREENVILLE HERITAGE FEDERAL CREDIT UNION has about 11,536 members and employs 35 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GREENVILLE HERITAGE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 520 W Washington St GREENVILLE, SC 29601 |
| Phone: | (864) 467-4160 |
| Fax: | (864) 467-4162 |
| Website: | https://www.greenvilleheritage.com |
| Branches: | 3 branch locations |
| Members: | 11,536 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4400 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1941 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $168,712,296 |
| CEO/Manager: | Alan D Berry |
| Chairperson: | William T McDowell, Jr. |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,059,799 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 42,697,773 |
| Unsecured Loans | 7,832,934 |
| Other Loans | 38,298,138 |
| TOTAL LOANS | 88,828,845 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,002,659 |
| Land And Building | 4,652,816 |
| Other Fixed Assets | 106,388 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,341,670 |
| All Other Assets | 0 |
| TOTAL ASSETS | 168,712,296 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 6,341 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 708,959 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 24,942,672 |
| Regular shares | 53,416,943 |
| All Other Shares & Deposits | 67,990,176 |
| TOTAL SHARES & DEPOSITS | 146,349,791 |
| TOTAL LIABILITIES | 147,065,091 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 21,647,205 |
| TOTAL EQUITY | 21,647,205 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 168,712,296 |
| INCOME & EXPENSE | |
| Loan Income | 4,259,154 |
| Investment Income | 2,035,922 |
| Other Income | 549,073 |
| Total Employee Compensation & Benefits | 2,216,237 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,133,302 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 356,322 |
| Cost of Funds | 1,903,256 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,078,476 |
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