Dec, 31, 2023 — UPPER DARBY BELLTELCO FEDERAL CREDIT UNION is a federal credit union headquartered in UPPER DARBY, PA with 1 branch location and about $63.64 million in total assets. Opened 84 years ago in 1940, UPPER DARBY BELLTELCO FEDERAL CREDIT UNION has about 3,618 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UPPER DARBY BELLTELCO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1410 Bywood Ave UPPER DARBY, PA 19082 |
| Phone: | (610) 734-1884 |
| Fax: | (610) 734-0312 |
| Website: | https://www.udbell.org |
| Branches: | 1 branch locations |
| Members: | 3,618 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3819 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $63,637,730 |
| CEO/Manager: | Richard J Votta |
| Chairperson: | Michael Hennessy |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,880,448 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 16,086,940 |
| Unsecured Loans | 2,095,246 |
| Other Loans | 3,391,700 |
| TOTAL LOANS | 21,573,886 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -424,968 |
| Land And Building | 11,000 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 454,317 |
| All Other Assets | 0 |
| TOTAL ASSETS | 63,637,730 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,086 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,976,874 |
| Regular shares | 13,232,488 |
| All Other Shares & Deposits | 28,833,099 |
| TOTAL SHARES & DEPOSITS | 49,042,462 |
| TOTAL LIABILITIES | 49,050,548 |
| Regular Reserve | 0 |
| Other Reserves | -4,840 |
| Undivided Earnings | 14,592,022 |
| TOTAL EQUITY | 14,587,182 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 63,637,730 |
| INCOME & EXPENSE | |
| Loan Income | 1,198,183 |
| Investment Income | 1,692,335 |
| Other Income | 283,904 |
| Total Employee Compensation & Benefits | 701,401 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 563,375 |
| Non-operating Income & (Expense) | 41,303 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 669,235 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,281,714 |
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