Sep, 30, 2025 — UPPER DARBY BELLTELCO FEDERAL CREDIT UNION is a federal credit union headquartered in UPPER DARBY, PA with 1 branch location and about $69.39 million in total assets. Opened 86 years ago in 1940, UPPER DARBY BELLTELCO FEDERAL CREDIT UNION has about 3,571 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UPPER DARBY BELLTELCO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1410 Bywood Ave UPPER DARBY, PA 19082 |
| Phone: | (610) 734-1884 |
| Fax: | (610) 734-0312 |
| Website: | https://www.udbell.org |
| Branches: | 1 branch locations |
| Members: | 3,571 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3819 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $69,389,475 |
| CEO/Manager: | Richard J Votta |
| Chairperson: | Kevin Mallee |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 23,315,994 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 16,629,078 |
| Unsecured Loans | 2,081,075 |
| Other Loans | 3,376,829 |
| TOTAL LOANS | 22,086,982 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -426,590 |
| Land And Building | 5,000 |
| Other Fixed Assets | 36,081 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 454,125 |
| All Other Assets | 0 |
| TOTAL ASSETS | 69,389,475 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 39,669 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,960,000 |
| Regular shares | 13,510,475 |
| All Other Shares & Deposits | 31,830,718 |
| TOTAL SHARES & DEPOSITS | 52,301,193 |
| TOTAL LIABILITIES | 52,340,862 |
| Regular Reserve | 0 |
| Other Reserves | 703 |
| Undivided Earnings | 17,047,910 |
| TOTAL EQUITY | 17,048,613 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 69,389,475 |
| INCOME & EXPENSE | |
| Loan Income | 1,073,877 |
| Investment Income | 1,571,115 |
| Other Income | 195,481 |
| Total Employee Compensation & Benefits | 554,151 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 459,525 |
| Non-operating Income & (Expense) | 32,018 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 761,959 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,096,856 |
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