Sep, 30, 2025 — GREATER CHAUTAUQUA FEDERAL CREDIT UNION is a federal credit union headquartered in FALCONER, NY with 4 branch locations and about $97.51 million in total assets. Opened 86 years ago in 1940, GREATER CHAUTAUQUA FEDERAL CREDIT UNION has about 9,586 members and employs 30 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GREATER CHAUTAUQUA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 51 E Main St FALCONER, NY 14733-1336 |
| Phone: | (716) 665-3799 |
| Fax: | (716) 665-1191 |
| Website: | https://www.greatercfcu.com |
| Branches: | 4 branch locations |
| Members: | 9,586 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3759 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $97,511,751 |
| CEO/Manager: | Kelly J Haaksma |
| Chairperson: | Kelly Rhinehart |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,638,173 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,656,283 |
| Unsecured Loans | 3,060,164 |
| Other Loans | 29,276,366 |
| TOTAL LOANS | 44,992,813 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -382,278 |
| Land And Building | 2,475,116 |
| Other Fixed Assets | 147,455 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 856,869 |
| All Other Assets | 114,560 |
| TOTAL ASSETS | 97,511,751 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 126,985 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,254,971 |
| Regular shares | 40,041,721 |
| All Other Shares & Deposits | 31,196,072 |
| TOTAL SHARES & DEPOSITS | 86,492,764 |
| TOTAL LIABILITIES | 86,619,749 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 10,892,002 |
| TOTAL EQUITY | 10,892,002 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 97,511,751 |
| INCOME & EXPENSE | |
| Loan Income | 2,143,843 |
| Investment Income | 1,256,738 |
| Other Income | 564,823 |
| Total Employee Compensation & Benefits | 1,426,683 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,188,545 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 55,638 |
| Cost of Funds | 827,887 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 926,023 |
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