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CATTARAUGUS COUNTY EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — CATTARAUGUS COUNTY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in LITTLE VALLEY, NY with 0 branch location and about $15.36 million in total assets. Opened 53 years ago in 1968, CATTARAUGUS COUNTY EMPLOYEES FEDERAL CREDIT UNION has about 1,651 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CATTARAUGUS COUNTY EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
100 FAIR OAK ST
LITTLE VALLEY, NY 14755
Phone:(716) 938-6071
Fax:(716) 938-6144
Website:http://www.cattcountyefcu.com
Branches:0 branch locations
Members:1,651
Credit Union Type:Federal Credit Union
Charter Number:19027
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1968
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$15,364,014
CEO/Manager:Anita D Fellows
Chairperson:Laura W Riley

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,521,925
TOTAL INVESTMENTS 3,758,205
Loans Held for Sale 0
 
 Real Estate Loans 2,347,202
 Unsecured Loans 1,108,181
 Other Loans 3,379,692
 TOTAL LOANS 6,835,075
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -44,070
 Land And Building 66,490
 Other Fixed Assets 28,596
 NCUSIF Deposit 110,682
 All Other Assets 87,111
  TOTAL ASSETS 15,364,014
LIABILITIES & CAPITAL:  
 Dividends Payable 15,993
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 12,346
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,915,704
 Regular shares 9,503,145
 All Other Shares & Deposits 1,611,709
  TOTAL SHARES & DEPOSITS 14,030,558
  TOTAL LIABILITIES 14,058,897
 Regular Reserve 110,563
 Other Reserves 0
 Undivided Earnings 1,194,554
  TOTAL EQUITY 1,305,117
  TOTAL LIABILITIES, SHARES, & EQUITY 15,364,014
INCOME & EXPENSE  
 Loan Income 82,797
 Investment Income 10,792
 Other Income 6,210
 Total Employee Compensation & Benefits 49,338
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 44,619
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 87
 Cost of Funds 5,922
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 16,628
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