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C C S E FEDERAL CREDIT UNION

Dec, 31, 2020 — C C S E FEDERAL CREDIT UNION is a federal credit union headquartered in SALAMANCA, NY with 2 branch locations and about $47.96 million in total assets. Opened 44 years ago in 1977, C C S E FEDERAL CREDIT UNION has about 5,045 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:C C S E FEDERAL CREDIT UNION
Address:
(Main Office)
417 BROAD ST
SALAMANCA, NY 14779
Phone:(716) 945-5340
Fax:(716) 945-5351
Website:http://www.ccseonline.com
Branches:2 branch locations
Members:5,045
Credit Union Type:Federal Credit Union
Charter Number:22754
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1977
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$47,962,711
CEO/Manager:Ginger c Haley
Chairperson:Dale Colton

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 9,812,168
TOTAL INVESTMENTS 17,087,259
Loans Held for Sale 0
 
 Real Estate Loans 7,136,877
 Unsecured Loans 2,974,364
 Other Loans 10,001,983
 TOTAL LOANS 20,113,224
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -60,340
 Land And Building 360,575
 Other Fixed Assets 218,385
 NCUSIF Deposit 346,953
 All Other Assets 84,487
  TOTAL ASSETS 47,962,711
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 212,223
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 11,509,016
 Regular shares 22,216,169
 All Other Shares & Deposits 9,591,904
  TOTAL SHARES & DEPOSITS 43,317,089
  TOTAL LIABILITIES 43,529,312
 Regular Reserve 616,953
 Other Reserves 0
 Undivided Earnings 3,816,446
  TOTAL EQUITY 4,433,399
  TOTAL LIABILITIES, SHARES, & EQUITY 47,962,711
INCOME & EXPENSE  
 Loan Income 950,942
 Investment Income 374,189
 Other Income 129,914
 Total Employee Compensation & Benefits 675,963
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 566,952
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,289
 Cost of Funds 137,526
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 71,315
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