Sep, 30, 2025 — FROID FEDERAL CREDIT UNION is a federal credit union headquartered in FROID, MT with 1 branch location and about $1.15 million in total assets. Opened 86 years ago in 1940, FROID FEDERAL CREDIT UNION has about 165 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FROID FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 105 2nd Ave N FROID, MT 59226 |
| Phone: | (406) 766-2350 |
| Fax: | (406) 766-2232 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 165 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3602 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,149,800 |
| CEO/Manager: | Amanda Murray |
| Chairperson: | David Christoffersen |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 214,475 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,048 |
| Other Loans | 873,760 |
| TOTAL LOANS | 874,809 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -13,650 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 8,615 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,149,800 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 202 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 997,830 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 997,830 |
| TOTAL LIABILITIES | 998,032 |
| Regular Reserve | 0 |
| Other Reserves | 56,898 |
| Undivided Earnings | 94,870 |
| TOTAL EQUITY | 151,768 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,149,800 |
| INCOME & EXPENSE | |
| Loan Income | 24,601 |
| Investment Income | 1,015 |
| Other Income | 29 |
| Total Employee Compensation & Benefits | 5,685 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 11,721 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 0 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 8,239 |
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