Sep, 30, 2025 — JAMESTOWN AREA COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in JAMESTOWN, NY with 6 branch locations and about $81.94 million in total assets. Opened 86 years ago in 1940, JAMESTOWN AREA COMMUNITY FEDERAL CREDIT UNION has about 6,304 members and employs 23 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | JAMESTOWN AREA COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 915 E 2ND ST JAMESTOWN, NY 14701 |
| Phone: | (716) 483-1650 |
| Fax: | (716) 483-2046 |
| Website: | https://www.jacfcu.org |
| Branches: | 6 branch locations |
| Members: | 6,304 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3551 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $81,940,412 |
| CEO/Manager: | Vicky L Burdick |
| Chairperson: | Steven Maggio |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,726,204 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 13,251,416 |
| Unsecured Loans | 2,473,647 |
| Other Loans | 32,862,982 |
| TOTAL LOANS | 48,588,045 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -224,890 |
| Land And Building | 1,115,811 |
| Other Fixed Assets | 62,937 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 708,763 |
| All Other Assets | 0 |
| TOTAL ASSETS | 81,940,412 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 72,495 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 19,052,460 |
| Regular shares | 53,744,759 |
| All Other Shares & Deposits | 724,989 |
| TOTAL SHARES & DEPOSITS | 73,522,209 |
| TOTAL LIABILITIES | 73,594,704 |
| Regular Reserve | 0 |
| Other Reserves | 631,900 |
| Undivided Earnings | 7,713,808 |
| TOTAL EQUITY | 8,345,708 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 81,940,412 |
| INCOME & EXPENSE | |
| Loan Income | 1,921,321 |
| Investment Income | 718,513 |
| Other Income | 58,766 |
| Total Employee Compensation & Benefits | 934,157 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 810,947 |
| Non-operating Income & (Expense) | 27 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 27,302 |
| Cost of Funds | 283,802 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 992,695 |
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