Sep, 30, 2025 — BRIDGETON ONIZED FEDERAL CREDIT UNION is a federal credit union headquartered in CEDARVILLE, NJ with 2 branch locations and about $48.75 million in total assets. Opened 87 years ago in 1939, BRIDGETON ONIZED FEDERAL CREDIT UNION has about 7,306 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BRIDGETON ONIZED FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 339 Main St CEDARVILLE, NJ 08311-2542 |
| Phone: | (856) 692-4000 |
| Fax: | (856) 367-7379 |
| Website: | https://www.bofcu.com |
| Branches: | 2 branch locations |
| Members: | 7,306 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3476 |
|---|---|
| Membership Type: | Multiple common bond - Primarily other manufacturing |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $48,753,799 |
| CEO/Manager: | Tamara M Ciccioli |
| Chairperson: | Charles D Cristello |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,797,200 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,894,093 |
| Unsecured Loans | 7,001,269 |
| Other Loans | 29,650,122 |
| TOTAL LOANS | 42,545,484 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -833,461 |
| Land And Building | 54,181 |
| Other Fixed Assets | 77,993 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 420,916 |
| All Other Assets | 0 |
| TOTAL ASSETS | 48,753,799 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 765,956 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,460,016 |
| Regular shares | 30,561,775 |
| All Other Shares & Deposits | 2,235,684 |
| TOTAL SHARES & DEPOSITS | 44,257,474 |
| TOTAL LIABILITIES | 45,023,430 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,730,369 |
| TOTAL EQUITY | 3,730,369 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 48,753,799 |
| INCOME & EXPENSE | |
| Loan Income | 2,234,348 |
| Investment Income | 122,665 |
| Other Income | 362,926 |
| Total Employee Compensation & Benefits | 1,074,648 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,273,541 |
| Non-operating Income & (Expense) | 454,050 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 580,522 |
| Cost of Funds | 137,582 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 107,696 |
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