Sep, 30, 2025 — VOYAGE FEDERAL CREDIT UNION is a federal credit union headquartered in SIOUX FALLS, SD with 5 branch locations and about $267.60 million in total assets. Opened 87 years ago in 1939, VOYAGE FEDERAL CREDIT UNION has about 19,836 members and employs 50 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VOYAGE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3823 S Kiwanis Cir SIOUX FALLS, SD 57105 |
| Phone: | (605) 338-2533 |
| Fax: | (605) 338-2363 |
| Website: | https://www.voyagefcu.org/ |
| Branches: | 5 branch locations |
| Members: | 19,836 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3458 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $267,601,259 |
| CEO/Manager: | Jeff Schmidt |
| Chairperson: | Gerald Heuer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,190,241 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 75,942,879 |
| Unsecured Loans | 5,996,345 |
| Other Loans | 102,881,765 |
| TOTAL LOANS | 185,145,228 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,752,057 |
| Land And Building | 7,931,568 |
| Other Fixed Assets | 496,074 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,179,751 |
| All Other Assets | 165,325 |
| TOTAL ASSETS | 267,601,259 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 5,300,000 |
| Accounts Payable & Other Liabilities | 1,275,657 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 42,791,185 |
| Regular shares | 56,450,975 |
| All Other Shares & Deposits | 133,547,017 |
| TOTAL SHARES & DEPOSITS | 232,789,177 |
| TOTAL LIABILITIES | 239,364,834 |
| Regular Reserve | 0 |
| Other Reserves | 11,477,709 |
| Undivided Earnings | 16,758,716 |
| TOTAL EQUITY | 28,236,425 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 267,601,259 |
| INCOME & EXPENSE | |
| Loan Income | 8,365,198 |
| Investment Income | 1,998,948 |
| Other Income | 601,114 |
| Total Employee Compensation & Benefits | 3,204,411 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,579,297 |
| Non-operating Income & (Expense) | 32,335 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 621,095 |
| Cost of Funds | 3,063,837 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,682,780 |
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