AAA FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.aaafcu.com for more information.
Sep, 30, 2025 — AAA FEDERAL CREDIT UNION is a federal credit union headquartered in South Bend, IN with 3 branch locations and about $77.12 million in total assets. Opened 87 years ago in 1939, AAA FEDERAL CREDIT UNION has about 5,973 members and employs 26 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AAA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | P.O. Box 3788 South Bend, IN 46619 |
| Phone: | (574) 232-8021 |
| Fax: | (574) 280-3234 |
| Website: | https://www.aaafcu.com |
| Branches: | 3 branch locations |
| Members: | 5,973 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3412 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $77,116,027 |
| CEO/Manager: | Paul R Obermeyer |
| Chairperson: | Larry J Hill |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,529,277 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,001,427 |
| Unsecured Loans | 1,951,525 |
| Other Loans | 12,066,649 |
| TOTAL LOANS | 22,721,301 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -321,042 |
| Land And Building | 932,552 |
| Other Fixed Assets | 56,750 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 664,411 |
| All Other Assets | 1,009 |
| TOTAL ASSETS | 77,116,027 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 284,610 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,826,951 |
| Regular shares | 32,912,705 |
| All Other Shares & Deposits | 20,908,610 |
| TOTAL SHARES & DEPOSITS | 68,944,498 |
| TOTAL LIABILITIES | 69,631,449 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 7,886,919 |
| TOTAL EQUITY | 7,886,919 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 78,651,110 |
| INCOME & EXPENSE | |
| Loan Income | 584,043 |
| Investment Income | 960,389 |
| Other Income | 239,742 |
| Total Employee Compensation & Benefits | 680,410 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,167,195 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 49,600 |
| Cost of Funds | 88,457 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 361,224 |
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