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GRAND HERITAGE FEDERAL CREDIT UNION

Dec, 31, 2020 — GRAND HERITAGE FEDERAL CREDIT UNION is a federal credit union headquartered in LAPORTE, IN with 3 branch locations and about $20.40 million in total assets. Opened 66 years ago in 1955, GRAND HERITAGE FEDERAL CREDIT UNION has about 2,245 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GRAND HERITAGE FEDERAL CREDIT UNION
Address:
(Main Office)
201 KOOMLER DR
LAPORTE, IN 46350-2576
Phone:(219) 324-5220
Fax:(219) 324-5814
Website:http://ghfcu.com
Branches:3 branch locations
Members:2,245
Credit Union Type:Federal Credit Union
Charter Number:10666
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1955
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$20,400,077
CEO/Manager:Devra Leonard
Chairperson:RONALD HEEG

Call Report

  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Pay Day Loans
  • Real Estate Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,674,872
TOTAL INVESTMENTS 4,593,332
Loans Held for Sale 0
 
 Real Estate Loans 2,116,404
 Unsecured Loans 827,779
 Other Loans 8,561,567
 TOTAL LOANS 11,505,750
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -16,902
 Land And Building 264,082
 Other Fixed Assets 28,122
 NCUSIF Deposit 161,390
 All Other Assets 189,431
  TOTAL ASSETS 20,400,077
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 82,068
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,688,408
 Regular shares 12,087,907
 All Other Shares & Deposits 3,182,199
  TOTAL SHARES & DEPOSITS 18,958,514
  TOTAL LIABILITIES 19,040,582
 Regular Reserve 400,000
 Other Reserves 0
 Undivided Earnings 959,495
  TOTAL EQUITY 1,359,495
  TOTAL LIABILITIES, SHARES, & EQUITY 20,400,077
INCOME & EXPENSE  
 Loan Income 442,988
 Investment Income 165,976
 Other Income 223,870
 Total Employee Compensation & Benefits 273,487
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 473,008
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 5,237
 Cost of Funds 9,269
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 71,833
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