Sep, 30, 2025 — RICHLAND FEDERAL CREDIT UNION is a federal credit union headquartered in SIDNEY, MT with 2 branch locations and about $113.64 million in total assets. Opened 87 years ago in 1939, RICHLAND FEDERAL CREDIT UNION has about 4,866 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RICHLAND FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 201 W Holly St SIDNEY, MT 59270-3626 |
| Phone: | (406) 482-2704 |
| Fax: | (406) 482-2766 |
| Website: | https://www.richlandfederalcredituni |
| Branches: | 2 branch locations |
| Members: | 4,866 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3391 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $113,641,660 |
| CEO/Manager: | Corliss Wasson |
| Chairperson: | Beth Redlin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,621,591 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 19,248,038 |
| Unsecured Loans | 182,115 |
| Other Loans | 26,995,790 |
| TOTAL LOANS | 46,447,673 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -705,456 |
| Land And Building | 2,493,187 |
| Other Fixed Assets | 173,639 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 867,764 |
| All Other Assets | 0 |
| TOTAL ASSETS | 113,641,660 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 40,453 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 635,430 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 30,282,730 |
| Regular shares | 52,694,331 |
| All Other Shares & Deposits | 13,294,491 |
| TOTAL SHARES & DEPOSITS | 96,271,552 |
| TOTAL LIABILITIES | 96,947,435 |
| Regular Reserve | 0 |
| Other Reserves | 174,031 |
| Undivided Earnings | 16,520,194 |
| TOTAL EQUITY | 16,694,225 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 113,641,660 |
| INCOME & EXPENSE | |
| Loan Income | 2,341,406 |
| Investment Income | 1,371,848 |
| Other Income | 144,607 |
| Total Employee Compensation & Benefits | 1,174,878 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,145,277 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,660 |
| Cost of Funds | 778,142 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,001,652 |
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