Sep, 30, 2025 — ALTONIZED COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in ALTON, IL with 2 branch locations and about $50.26 million in total assets. Opened 87 years ago in 1939, ALTONIZED COMMUNITY FEDERAL CREDIT UNION has about 5,604 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ALTONIZED COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4435 ALBY ST ALTON, IL 62002-5916 |
| Phone: | (800) 421-4759 |
| Fax: | (618) 466-3871 |
| Website: | https://www.altonizedfcu.org |
| Branches: | 2 branch locations |
| Members: | 5,604 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3316 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $50,257,771 |
| CEO/Manager: | JENNIFER A SPANGLER |
| Chairperson: | THOMAS P SKELTON |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,643,132 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,338,926 |
| Unsecured Loans | 4,034,915 |
| Other Loans | 16,145,846 |
| TOTAL LOANS | 22,519,687 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -176,466 |
| Land And Building | 913,566 |
| Other Fixed Assets | 57,430 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 423,090 |
| All Other Assets | 0 |
| TOTAL ASSETS | 50,257,771 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 102,333 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,500,641 |
| Regular shares | 25,130,490 |
| All Other Shares & Deposits | 5,811,677 |
| TOTAL SHARES & DEPOSITS | 46,442,807 |
| TOTAL LIABILITIES | 46,545,140 |
| Regular Reserve | 0 |
| Other Reserves | -663,661 |
| Undivided Earnings | 4,376,292 |
| TOTAL EQUITY | 3,712,631 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 50,257,771 |
| INCOME & EXPENSE | |
| Loan Income | 1,096,406 |
| Investment Income | 305,834 |
| Other Income | 301,765 |
| Total Employee Compensation & Benefits | 602,892 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 790,227 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 10,000 |
| Cost of Funds | 165,824 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 180,431 |
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