Sep, 30, 2025 — ST. JOSEPHS PARISH BUFFALO FEDERAL CREDIT UNION is a federal credit union headquartered in BUFFALO, NY with 1 branch location and about $179.05 million in total assets. Opened 87 years ago in 1939, ST. JOSEPHS PARISH BUFFALO FEDERAL CREDIT UNION has about 7,282 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. JOSEPHS PARISH BUFFALO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 341 Englewood Ave BUFFALO, NY 14223-2819 |
| Phone: | (716) 833-9670 |
| Fax: | (716) 832-1687 |
| Website: | https://www.sjpfcu.org/ |
| Branches: | 1 branch locations |
| Members: | 7,282 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3306 |
|---|---|
| Membership Type: | Multiple common bond - Primarily faith based |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $179,047,238 |
| CEO/Manager: | Charles D Kirsch |
| Chairperson: | Gregory Wichtowski |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 28,051,167 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 84,437,649 |
| Unsecured Loans | 2,667,702 |
| Other Loans | 60,511,251 |
| TOTAL LOANS | 147,616,602 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -741,168 |
| Land And Building | 582,088 |
| Other Fixed Assets | 26,418 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,292,897 |
| All Other Assets | 0 |
| TOTAL ASSETS | 179,047,238 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,128,426 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 25,916 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,660,609 |
| Regular shares | 7,417,281 |
| All Other Shares & Deposits | 143,799,194 |
| TOTAL SHARES & DEPOSITS | 156,877,084 |
| TOTAL LIABILITIES | 160,031,426 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 19,015,812 |
| TOTAL EQUITY | 19,015,812 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 179,047,238 |
| INCOME & EXPENSE | |
| Loan Income | 7,031,093 |
| Investment Income | 913,609 |
| Other Income | 119,349 |
| Total Employee Compensation & Benefits | 1,229,680 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 685,298 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 140,954 |
| Cost of Funds | 4,593,363 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,415,988 |
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