Sep, 30, 2025 — U.S. EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in OKLAHOMA CITY, OK with 5 branch locations and about $206.10 million in total assets. Opened 88 years ago in 1938, U.S. EMPLOYEES FEDERAL CREDIT UNION has about 14,711 members and employs 51 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | U.S. EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4301 S INTERSTATE 44 SERVICE RD OKLAHOMA CITY, OK 73119 |
| Phone: | (405) 685-6200 |
| Fax: | (405) 682-6235 |
| Website: | https://www.usecreditunion.org |
| Branches: | 5 branch locations |
| Members: | 14,711 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2744 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $206,102,393 |
| CEO/Manager: | RUSSELL NEUENSCHWANDER |
| Chairperson: | DON SHEETS |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 16,503,363 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 37,908,840 |
| Unsecured Loans | 12,092,037 |
| Other Loans | 78,657,234 |
| TOTAL LOANS | 128,658,111 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,413,516 |
| Land And Building | 7,087,460 |
| Other Fixed Assets | 487,067 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,708,364 |
| All Other Assets | 587,512 |
| TOTAL ASSETS | 206,102,393 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,770,459 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 36,257,437 |
| Regular shares | 69,593,381 |
| All Other Shares & Deposits | 68,967,014 |
| TOTAL SHARES & DEPOSITS | 174,817,832 |
| TOTAL LIABILITIES | 177,593,987 |
| Regular Reserve | 0 |
| Other Reserves | -4,984,517 |
| Undivided Earnings | 33,492,923 |
| TOTAL EQUITY | 28,508,406 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 206,102,393 |
| INCOME & EXPENSE | |
| Loan Income | 6,269,245 |
| Investment Income | 1,300,778 |
| Other Income | 1,125,264 |
| Total Employee Compensation & Benefits | 2,808,298 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,662,003 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 774,344 |
| Cost of Funds | 2,030,125 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,375,604 |
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