Sep, 30, 2025 — PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION is a federal credit union headquartered in HARRISBURG, PA with 5 branch locations and about $127.85 million in total assets. Opened 88 years ago in 1938, PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION has about 12,590 members and employs 30 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 959 E Park Dr HARRISBURG, PA 17111-2810 |
| Phone: | (800) 356-3875 |
| Fax: | (717) 564-5066 |
| Website: | https://www.pacentralfcu.com |
| Branches: | 5 branch locations |
| Members: | 12,590 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2625 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $127,849,469 |
| CEO/Manager: | Gregory E Wagner |
| Chairperson: | William Brightbill |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 28,188,251 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 15,714,689 |
| Unsecured Loans | 7,752,694 |
| Other Loans | 61,769,336 |
| TOTAL LOANS | 85,236,720 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -941,321 |
| Land And Building | 2,945,285 |
| Other Fixed Assets | 253,947 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,090,011 |
| All Other Assets | 0 |
| TOTAL ASSETS | 127,849,469 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 195,828 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 26,548,762 |
| Regular shares | 55,897,110 |
| All Other Shares & Deposits | 31,446,885 |
| TOTAL SHARES & DEPOSITS | 113,892,757 |
| TOTAL LIABILITIES | 114,088,585 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 13,760,884 |
| TOTAL EQUITY | 13,760,884 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 127,849,469 |
| INCOME & EXPENSE | |
| Loan Income | 2,642,064 |
| Investment Income | 988,844 |
| Other Income | 240,101 |
| Total Employee Compensation & Benefits | 1,215,360 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,625,469 |
| Non-operating Income & (Expense) | 8,568 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 170,000 |
| Cost of Funds | 514,539 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 721,735 |
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