Sep, 30, 2025 — CTA-74TH STREET DEPOT FEDERAL CREDIT UNION is a federal credit union headquartered in CHICAGO, IL with 1 branch location and about $9.01 million in total assets. Opened 87 years ago in 1939, CTA-74TH STREET DEPOT FEDERAL CREDIT UNION has about 765 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CTA-74TH STREET DEPOT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 10057 S Western Ave CHICAGO, IL 60643-1925 |
| Phone: | (773) 476-4822 |
| Fax: | (773) 476-4273 |
| Website: | https://www.74thstdfcu.com |
| Branches: | 1 branch locations |
| Members: | 765 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2498 |
|---|---|
| Membership Type: | Service - Transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $9,013,205 |
| CEO/Manager: | MICHAEL D BOOTH |
| Chairperson: | WILLE MEANS-JR |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,548,306 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 878,655 |
| Other Loans | 2,405,194 |
| TOTAL LOANS | 3,283,849 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -249,365 |
| Land And Building | 546,151 |
| Other Fixed Assets | 76,229 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 71,160 |
| All Other Assets | 0 |
| TOTAL ASSETS | 9,013,205 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 43,553 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 7,519,717 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 7,519,717 |
| TOTAL LIABILITIES | 7,563,270 |
| Regular Reserve | 0 |
| Other Reserves | 162,867 |
| Undivided Earnings | 1,287,068 |
| TOTAL EQUITY | 1,449,935 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 9,013,205 |
| INCOME & EXPENSE | |
| Loan Income | 199,604 |
| Investment Income | 115,319 |
| Other Income | 14,218 |
| Total Employee Compensation & Benefits | 110,141 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 146,626 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 61,823 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 10,551 |
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