Sep, 30, 2025 — MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION (MSPECU) is a federal credit union headquartered in JACKSON, MS with 1 branch location and about $29.63 million in total assets. Opened 60 years ago in 1966, MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION (MSPECU) has about 5,124 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 613 S West St JACKSON, MS 39201-5506 |
| Phone: | (601) 948-8191 |
| Fax: | (601) 948-8198 |
| Website: | https://www.mspecu.org |
| Branches: | 1 branch locations |
| Members: | 5,124 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24976 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1966 |
| Last Audited: | Apr 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $29,630,667 |
| CEO/Manager: | Debbie Cox |
| Chairperson: | Mark Johnson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,560,917 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,751,735 |
| Other Loans | 6,995,003 |
| TOTAL LOANS | 8,746,738 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -97,840 |
| Land And Building | 331,929 |
| Other Fixed Assets | 25,258 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 251,690 |
| All Other Assets | 0 |
| TOTAL ASSETS | 29,630,667 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 106 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 170,949 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,028,688 |
| Regular shares | 17,480,021 |
| All Other Shares & Deposits | 4,037,227 |
| TOTAL SHARES & DEPOSITS | 24,545,935 |
| TOTAL LIABILITIES | 24,716,990 |
| Regular Reserve | 0 |
| Other Reserves | -36 |
| Undivided Earnings | 4,913,713 |
| TOTAL EQUITY | 4,913,677 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 29,630,667 |
| INCOME & EXPENSE | |
| Loan Income | 489,507 |
| Investment Income | 607,280 |
| Other Income | 224,491 |
| Total Employee Compensation & Benefits | 477,937 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 606,423 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 16,253 |
| Cost of Funds | 48,208 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 304,343 |
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