Sep, 30, 2025 — ARROWHEAD CREDIT UNION (ACU) is a federal credit union headquartered in RANCHO CUCAMONGA, CA with 23 branch locations and about $2.65 billion in total assets. Opened 77 years ago in 1949, ARROWHEAD CREDIT UNION (ACU) has about 226,646 members and employs 519 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ARROWHEAD CREDIT UNION |
|---|---|
| Address: (Main Office) | 8686 Haven Ave RANCHO CUCAMONGA, CA 91730-9109 |
| Phone: | (909) 379-6500 |
| Fax: | (909) 379-6277 |
| Website: | https://www.arrowheadcu.org |
| Branches: | 23 branch locations |
| Members: | 226,646 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24973 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,648,392,825 |
| CEO/Manager: | Darin Woinarowicz |
| Chairperson: | Tom Potter |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 443,297,680 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 326,991,834 |
| Unsecured Loans | 196,393,981 |
| Other Loans | 895,836,854 |
| TOTAL LOANS | 1,419,222,669 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -21,784,064 |
| Land And Building | 14,054,760 |
| Other Fixed Assets | 7,551,066 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 20,724,566 |
| All Other Assets | 211,078 |
| TOTAL ASSETS | 2,648,392,825 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 30,000,000 |
| Accounts Payable & Other Liabilities | 40,193,523 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 673,570,637 |
| Regular shares | 914,412,882 |
| All Other Shares & Deposits | 678,529,097 |
| TOTAL SHARES & DEPOSITS | 2,266,512,618 |
| TOTAL LIABILITIES | 2,336,710,291 |
| Regular Reserve | 0 |
| Other Reserves | 9,715,160 |
| Undivided Earnings | 301,967,374 |
| TOTAL EQUITY | 311,682,534 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,648,392,825 |
| INCOME & EXPENSE | |
| Loan Income | 73,318,139 |
| Investment Income | 30,003,806 |
| Other Income | 10,043,997 |
| Total Employee Compensation & Benefits | 42,836,460 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 41,253,483 |
| Non-operating Income & (Expense) | 97,295 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 14,104,890 |
| Cost of Funds | 13,450,357 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 27,746,351 |
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