Sep, 30, 2025 — OKLAHOMA'S CREDIT UNION is a federal credit union headquartered in OKLAHOMA CITY, OK with 7 branch locations and about $885.27 million in total assets. Opened 72 years ago in 1954, OKLAHOMA'S CREDIT UNION has about 56,199 members and employs 160 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OKLAHOMA'S CREDIT UNION |
|---|---|
| Address: (Main Office) | 3001 N Lincoln Blvd OKLAHOMA CITY, OK 73105 |
| Phone: | (405) 606-6328 |
| Fax: | (405) 602-6337 |
| Website: | https://www.okcu.org |
| Branches: | 7 branch locations |
| Members: | 56,199 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24953 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $885,272,230 |
| CEO/Manager: | Luann Schmiedel |
| Chairperson: | Justin Jones |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 17,754,031 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 286,429 |
| Real Estate Loans | 248,528,019 |
| Unsecured Loans | 28,694,186 |
| Other Loans | 344,177,486 |
| TOTAL LOANS | 621,399,691 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,802,000 |
| Land And Building | 14,435,210 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,787,750 |
| All Other Assets | 688,591 |
| TOTAL ASSETS | 885,272,230 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 20,140 |
| Notes & Interest Payable | 62,500,000 |
| Accounts Payable & Other Liabilities | 13,759,805 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 116,276,559 |
| Regular shares | 156,412,046 |
| All Other Shares & Deposits | 432,887,219 |
| TOTAL SHARES & DEPOSITS | 705,575,824 |
| TOTAL LIABILITIES | 781,885,769 |
| Regular Reserve | 0 |
| Other Reserves | -8,883,849 |
| Undivided Earnings | 112,270,310 |
| TOTAL EQUITY | 103,386,461 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 885,272,230 |
| INCOME & EXPENSE | |
| Loan Income | 30,705,445 |
| Investment Income | 6,148,451 |
| Other Income | 3,790,308 |
| Total Employee Compensation & Benefits | 12,029,439 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 10,422,227 |
| Non-operating Income & (Expense) | 1,038,035 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,108,115 |
| Cost of Funds | 14,943,923 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,353,769 |
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