Sep, 30, 2025 — CAPITAL FEDERAL CREDIT UNION is a federal credit union headquartered in LUBBOCK, TX with 1 branch location and about $5.32 million in total assets. Opened 5 years ago in 2021, CAPITAL FEDERAL CREDIT UNION has about 821 members and employs 81 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CAPITAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4210 50th St Ste E LUBBOCK, TX 79413-3863 |
| Phone: | (806) 796-7231 |
| Fax: | |
| Website: | https://www.capitalfederalcreditunion.com/ |
| Branches: | 1 branch locations |
| Members: | 821 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24930 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 2021 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,321,220 |
| CEO/Manager: | Steven N Adee |
| Chairperson: | RC Lewis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 524,947 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,768,647 |
| Real Estate Loans | 124,006 |
| Unsecured Loans | 245,331 |
| Other Loans | 1,389,990 |
| TOTAL LOANS | 1,759,326 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -20,100 |
| Land And Building | 0 |
| Other Fixed Assets | 34,757 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 18,213 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,321,220 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 137,138 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 1,300,000 |
| Share Drafts | 1,436,816 |
| Regular shares | 900,087 |
| All Other Shares & Deposits | 1,542,398 |
| TOTAL SHARES & DEPOSITS | 3,879,301 |
| TOTAL LIABILITIES | 5,316,439 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,781 |
| TOTAL EQUITY | 4,781 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,321,220 |
| INCOME & EXPENSE | |
| Loan Income | 139,411 |
| Investment Income | 101,231 |
| Other Income | 9,139 |
| Total Employee Compensation & Benefits | 1,154,912 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 148,984 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 37,813 |
| Cost of Funds | 79,077 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,562 |
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