Sep, 30, 2025 — GROWING OAKS FEDERAL CREDIT UNION is a federal credit union headquartered in GOLDSBY, OK with 2 branch locations and about $3.91 million in total assets. Opened 6 years ago in 2020, GROWING OAKS FEDERAL CREDIT UNION has about 468 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GROWING OAKS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 299 Industrial Blvd GOLDSBY, OK 73093 |
| Phone: | (405) 652-0480 |
| Fax: | (405) 652-0479 |
| Website: | https://www.growingoaksfcu.com |
| Branches: | 2 branch locations |
| Members: | 468 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24919 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 2020 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,912,019 |
| CEO/Manager: | Pamela N Greening |
| Chairperson: | Paul B Moore |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 977,032 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,436,999 |
| Unsecured Loans | 136,721 |
| Other Loans | 1,166,522 |
| TOTAL LOANS | 2,740,242 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -21,752 |
| Land And Building | 0 |
| Other Fixed Assets | 122,721 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 29,655 |
| All Other Assets | 4,475 |
| TOTAL ASSETS | 3,912,019 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 15,071 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 269,022 |
| Regular shares | 1,478,255 |
| All Other Shares & Deposits | 1,682,076 |
| TOTAL SHARES & DEPOSITS | 3,429,353 |
| TOTAL LIABILITIES | 3,444,424 |
| Regular Reserve | 0 |
| Other Reserves | 221,469 |
| Undivided Earnings | 246,126 |
| TOTAL EQUITY | 467,595 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,912,019 |
| INCOME & EXPENSE | |
| Loan Income | 132,872 |
| Investment Income | 16,275 |
| Other Income | 11,884 |
| Total Employee Compensation & Benefits | 194,333 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 185,086 |
| Non-operating Income & (Expense) | 340,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 54,062 |
| Cost of Funds | 33,933 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 62,594 |
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