Sep, 30, 2025 — OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CLARINGTON, OH with 5 branch locations and about $237.11 million in total assets. Opened 66 years ago in 1960, OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION has about 15,537 members and employs 45 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 52775 Boston Hill Rd CLARINGTON, OH 43915 |
| Phone: | (740) 483-2279 |
| Fax: | (740) 483-1757 |
| Website: | https://www.ohiovalleycu.org |
| Branches: | 5 branch locations |
| Members: | 15,537 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24909 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $237,113,496 |
| CEO/Manager: | Gregory Harper |
| Chairperson: | Robert L Jones |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 21,416,294 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 66,303,622 |
| Unsecured Loans | 3,615,047 |
| Other Loans | 92,067,174 |
| TOTAL LOANS | 161,985,844 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,616,288 |
| Land And Building | 7,361,801 |
| Other Fixed Assets | 497,625 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,883,461 |
| All Other Assets | 0 |
| TOTAL ASSETS | 237,113,496 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 18,370 |
| Notes & Interest Payable | 4,000,000 |
| Accounts Payable & Other Liabilities | 2,901,779 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 25,304,666 |
| Regular shares | 85,964,304 |
| All Other Shares & Deposits | 92,484,459 |
| TOTAL SHARES & DEPOSITS | 203,753,428 |
| TOTAL LIABILITIES | 210,673,577 |
| Regular Reserve | 0 |
| Other Reserves | -2,868,544 |
| Undivided Earnings | 29,308,463 |
| TOTAL EQUITY | 26,439,919 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 237,113,496 |
| INCOME & EXPENSE | |
| Loan Income | 8,166,110 |
| Investment Income | 1,843,282 |
| Other Income | 1,362,668 |
| Total Employee Compensation & Benefits | 2,875,586 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,113,070 |
| Non-operating Income & (Expense) | 119,120 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,383,481 |
| Cost of Funds | 2,656,569 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,100,143 |
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