WESTERN HERITAGE FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.whcu.com for more information.
Dec, 31, 2023 — WESTERN HERITAGE FEDERAL CREDIT UNION is a federal credit union headquartered in Alliance, NE with 2 branch locations and about $64.45 million in total assets. Opened 88 years ago in 1936, WESTERN HERITAGE FEDERAL CREDIT UNION has about 8,393 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WESTERN HERITAGE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 697 Alliance, NE 69301 |
| Phone: | (308) 762-5702 |
| Fax: | (877) 208-9765 |
| Website: | https://www.whcu.com |
| Branches: | 2 branch locations |
| Members: | 8,393 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24907 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $64,448,554 |
| CEO/Manager: | Cindy Baker |
| Chairperson: | Dan Kusek |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,150,365 |
| TOTAL INVESTMENTS | 24,614,282 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 6,682,436 |
| Unsecured Loans | 2,440,312 |
| Other Loans | 17,627,923 |
| TOTAL LOANS | 28,168,080 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -620,259 |
| Land And Building | 2,138,087 |
| Other Fixed Assets | 87,526 |
| NCUSIF Deposit | 562,242 |
| All Other Assets | 348,231 |
| TOTAL ASSETS | 64,448,554 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 540,848 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,706,060 |
| Regular shares | 28,711,418 |
| All Other Shares & Deposits | 19,950,201 |
| TOTAL SHARES & DEPOSITS | 58,367,679 |
| TOTAL LIABILITIES | 58,908,527 |
| Regular Reserve | 4,200,817 |
| Other Reserves | -51,463 |
| Undivided Earnings | 1,390,673 |
| TOTAL EQUITY | 5,540,027 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 64,448,554 |
| INCOME & EXPENSE | |
| Loan Income | 1,593,467 |
| Investment Income | 284,324 |
| Other Income | 659,937 |
| Total Employee Compensation & Benefits | 822,589 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,663,288 |
| Non-operating Income & (Expense) | -466,179 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -91,398 |
| Cost of Funds | 227,869 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -49,453 |
| ↑ Back to Top | |