Sep, 30, 2025 — NEBRASKA RURAL COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in MORRILL, NE with 2 branch locations and about $3.62 million in total assets. Opened 23 years ago in 2003, NEBRASKA RURAL COMMUNITY FEDERAL CREDIT UNION has about 614 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NEBRASKA RURAL COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 127 Center Ave MORRILL, NE 69358 |
| Phone: | (308) 247-2026 |
| Fax: | (308) 247-2027 |
| Website: | https://www.nrcfcu.com |
| Branches: | 2 branch locations |
| Members: | 614 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24695 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 2003 |
| Last Audited: | Feb 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,621,901 |
| CEO/Manager: | Cathy Minter |
| Chairperson: | David Howell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 321,250 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 878,997 |
| Unsecured Loans | 51,188 |
| Other Loans | 1,885,688 |
| TOTAL LOANS | 2,815,873 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,073 |
| Land And Building | 108,037 |
| Other Fixed Assets | 6,235 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 32,885 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,621,901 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,878 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 80,000 |
| Share Drafts | 0 |
| Regular shares | 996,684 |
| All Other Shares & Deposits | 2,237,294 |
| TOTAL SHARES & DEPOSITS | 3,233,978 |
| TOTAL LIABILITIES | 3,315,856 |
| Regular Reserve | 0 |
| Other Reserves | 66,943 |
| Undivided Earnings | 239,102 |
| TOTAL EQUITY | 306,045 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,621,901 |
| INCOME & EXPENSE | |
| Loan Income | 163,298 |
| Investment Income | 11,259 |
| Other Income | 26,118 |
| Total Employee Compensation & Benefits | 65,561 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 64,225 |
| Non-operating Income & (Expense) | 8,454 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,000 |
| Cost of Funds | 63,417 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,926 |
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